What Lenny Was
Lenny’s pitch was aimed at students and young adults with thin or no credit history: borrow a small amount (Lenny advertised a $100–$10,000 range) at rates as low as 4.9% APR, pay it back, and build a credit history in the process. The app doubled as a peer-to-peer money transfer tool, so you could send funds to friends the same way you’d use Venmo, while your on-time payments reported toward your credit. Signing up with our code REF9L07D6N used to add a $5 bonus to a new account.
We looked for Lenny under a handful of likely domain names and couldn’t find a live, working site for the company — the domains we tried are either unregistered or now show unrelated parked pages. Combined with the app being gone from both major app stores, that’s enough for us to call this one discontinued rather than just quiet. Small fintech startups from the 2016 era had a rough survival rate, and Lenny looks to be one of the ones that didn’t make it.
We don’t have a direct like-for-like replacement for Lenny’s specific “send money + build credit via microloan” combo, but if you’re after a modern banking app with an actual signup bonus, Chime is alive and currently running a $100 sign-up bonus — a solid alternative for the banking/credit side of what Lenny offered.



Looking for a Credit-Building or Money Transfer App Instead?
Affiliate disclosure: couponsuck.com may earn a commission on some links on this page. Lenny itself no longer has an active program to link to.
Related: Chime App Promo Code and Current Promo Code.
Frequently Asked Questions
Does the Lenny promo code REF9L07D6N still work?
No. Lenny appears to be discontinued as of our July 2026 check — the app isn’t listed in the App Store or Google Play, and we couldn’t find a working official site.
What was the Lenny app?
A money-transfer app aimed at students that let you build credit history through small microloans (as low as 4.9% APR) while also sending money to friends peer-to-peer.
Is there a company that replaced Lenny?
We don’t have confirmation of an official successor. If you’re looking for a similar modern banking app, we’d suggest Chime, which is active and offers its own sign-up bonus.
The Lenny Money Transfer App offer is history.
The record lives here.
The original details are preserved above — and the intro points to what still works today.
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