What Is Perpay?
Perpay is a financial platform that lets members buy products from its own marketplace and repay the cost in small installments through payroll deduction or automatic payments, timed to your payday. There’s no interest and no traditional credit check to get started — approval is based on your Perpay profile and payment history instead.
Making your payments on time and in full is also reported to the credit bureaus, so a lot of members use Perpay as a low-risk way to build credit history while picking up things they were going to buy anyway.
Related on Couponsuck
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How to Use the Perpay Coupon Code Link
Sign up through our referral link. Click here — the sign-up credit is applied automatically to new accounts that come through a referral link, there’s no code to type in.
Complete your Perpay profile. You’ll get an Estimated Spending Limit once it’s filled out.
Applied automatically through our link — no code needed.
Browse the Marketplace and apply. Add what you want to your cart and submit for review; Perpay will confirm your Approved Spending Limit and a decision.
Make your first payment. Your referral credit unlocks once your first scheduled payment goes through, and your order ships shortly after.
More Ways to Save on Everyday Purchases
If Perpay’s pay-over-time model isn’t the right fit, our Klarna Referral Code page covers another buy-now-pay-later option with its own sign-up bonus. Want a free way to earn credit on purchases you’re already making? Check our ReceiptJar Referral Code guide.
View the current offer ↗Perpay Referral Program Details
Perpay’s official referral program page currently advertises $80 in credit for a successful referral, and the new member’s welcome credit is typically in the same range — both numbers move around with whatever promotion Perpay is running, so treat what you see at sign-up as the real, current figure rather than anything printed here. Either way, credit is redeemable only on a new Perpay Marketplace order, there’s an order minimum to actually apply it (shown in your Rewards & Credits dashboard once you’re signed up), and any leftover credit above your order total isn’t refunded or carried forward.
Once you’re a member yourself, you’ll get your own referral link to share, and you’ll earn credit each time a friend signs up through it and makes their first qualifying payment — an easy way to knock down the cost of your next order.
Frequently Asked Questions
Is there an actual Perpay coupon code to enter?
No text code — Perpay’s referral system runs on links. Sign up through our link and the credit attaches to your new account automatically.
How much credit will I actually get as a new member?
Perpay changes this promotion periodically; the amount shown on the referral landing page when you sign up is the live, accurate number. We update this page whenever we can confirm a change.
Is there a minimum order to use the credit?
Yes, Perpay sets an order minimum for applying referral credit, shown in your account’s Rewards & Credits section after you sign up. It’s changed over time, so we don’t print a specific number here.
Does Perpay run a credit check?
No traditional hard credit check for approval. Perpay bases your spending limit on your profile and payment behavior, though on-time payments are reported to credit bureaus, which can help build your credit.
No code to type.
The link is the deal at Perpay.
Referral Credit for Your First Order — applied automatically through our Perpay link.
Claim the Perpay offer