What Was Tend Money?
Tend was a digital “banking collective” that launched in the US and Mexico in 2021, combining a debit card, savings tools, and cashback with a membership community — $9.95 a month got you in, and members could earn “Tend Shares” for referring friends who stuck around for at least 3 months, which could add up to real cash over time.
That’s no longer the case. Tend Money’s domain doesn’t resolve anymore, the referral link we used to point people to now dead-ends, and we can’t find any current app store listing for it. Taken together, that’s a strong signal the service has shut down — not unusual for the neobank space, where a number of smaller banking-collective apps have folded over the past few years.
We’re leaving this page up since people still search for the Tend Money referral code, and honesty matters more to us than a stale link. If you signed up with Tend previously and are trying to figure out what happened to your account or balance, your best bet is contacting your card network or bank directly, since we have no way to verify account-level details.
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A Working Alternative: Chime
If what you were after was a mobile-first bank account with a referral bonus, Chime is one we actively track and can confirm still works. New members who sign up through a referral link and get a qualifying direct deposit of $200+ within 45 days (then activate their card within 14 days of that deposit) get a $100 bonus — no monthly fees, no minimum balance. Full details on our Chime app promo code page.
Related: Chime app promo code and Current promo code for more mobile banking sign-up bonuses.
Frequently Asked Questions
Is Tend Money still active?
At last check, no. Its website no longer loads and we can’t find a current app store listing, which points to the service being discontinued.
Does the Tend Money referral code still work?
We can’t confirm that it does — the signup link the code relied on is no longer reachable.
Is this the same Tend as the dental company?
No. Tend Money (tend.money) was a separate fintech/banking company. Tend Dental (tend.com) is a different business we cover on its own pages.
What’s a good alternative to Tend Money?
Chime is a mobile bank account we can currently verify has an active $100 referral bonus for new members who meet the direct-deposit requirement.
More in Money & Banking
The Tend Money offer is history.
The record lives here.
The original details are preserved above — and the intro points to what still works today.
See the current alternative