How the Wise Referral Code System Actually Works
Wise doesn’t hand out a string of letters and numbers to type in at checkout. Instead, every Wise customer gets their own personal referral link after signing up, and that link is the “code.” Share it, and anyone who signs up through it as a new customer gets their transfer fee waived on their first transfer (up to $600 or the equivalent). You, as the referrer, earn your own reward once they complete a qualifying transfer — Wise doesn’t publish one fixed number for this since it varies by region and changes over time, so we won’t invent a figure here.
TransferWise rebranded to Wise back in 2021 — same company, same underlying transfer system, just a new name. If you’re used to calling it a “TransferWise referral code,” it’s the same link system under the new name.
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Using Someone Else’s Wise Referral Link (as a New Customer)
Click through a referral link — like ours — before you sign up. This is what attaches the offer to your new account.
Create your Wise account. This only works if you’ve never had a Wise or TransferWise account before.
Applied automatically through our link — no code needed.
Set up your first transfer. The fee-free discount applies automatically at checkout — there’s no code field.
Use it within 6 months of opening your account, or the offer expires.
Already Used Your Free Transfer? Other Options
The Wise referral offer only works once per person. If you’ve already used it, here are other transfer services with their own new-customer deals:
- WorldRemit: get a free transfer with this link, or use promo code LUCY16 at sign-up.
- Remitly: a fee waiver plus promotional rate on your first transfer, with a $25 credit to your referrer — see our Remitly promo code page.
- Pangea: get a bonus after your first transfer with this link or code LF6121.
View the current offer ↗More Wise & Money Transfer Guides
Want the new-customer discount angle instead of the referral-sharing angle? See our Wise Promo Code page. For the full TransferWise-to-Wise rebrand story, see TransferWise Promo Code. Sending cash to family abroad rather than converting currencies? Check our Remitly Promo Code page.
Getting Your Own Wise Referral Code to Share
Once you’ve signed up (through our link or anyone else’s) and made a transfer, Wise gives you a personal referral link in your account dashboard or app under “Invite friends.” Share that link with people who transfer money regularly — friends, family, or your own audience if you run a blog or social account — and you’ll earn a reward each time someone signs up through it and completes their first transfer. It’s the same free-transfer mechanic in reverse.
Frequently Asked Questions
Is there an actual Wise referral code to type in?
No — Wise runs its referral program entirely through personal links, not text codes. Click through a link before signing up and the offer applies automatically.
How much do I get for referring a friend to Wise?
Wise pays referrers a reward once their invited friend completes a qualifying transfer, but the exact amount varies by region and changes over time — Wise doesn’t publish one fixed figure, so check your account dashboard for your specific reward.
What does the new customer get from a Wise referral link?
A waived transfer fee on their first transfer, up to $600 (or the equivalent in another currency). Amounts above that still get Wise’s normal low exchange-rate markup, just not the fee waiver.
Is this the same as a TransferWise referral code?
Yes. TransferWise rebranded to Wise in 2021. Same company, same referral link system, just a new name — see our TransferWise / Wise promo code page for more on the rebrand.
No code to type.
The link is the deal at Transferwise.
Free $600 Transfer — applied automatically through our Transferwise link.
Claim the Transferwise offer