What Happened to Crescent?
Lucy’s original Crescent referral graphic — kept for reference. The old sign-up link no longer leads anywhere useful; this program no longer appears to be running.
Crescent used to market itself as a high-yield savings app — up to 6% APY, no minimums, no hidden fees, built on crypto rails, with a “Social Impact” feature and a referral program that paid both sides 100 points. That’s the version of Crescent this page originally covered.
As of our check in July 2026, that consumer product no longer appears to exist. Crescent’s own domain (crescent.app) now permanently redirects to getcrescent.com, which is a completely different product: Crescent Cash, a high-yield business checking account for companies, run through Grasshopper Bank, N.A. There’s no mention of personal savings, points, referral bonuses, or crypto anywhere on the current site — it’s a business banking tool now, not the consumer app people are searching for.
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Our own referral link for the old consumer app — the same “Join Crescent” link this page used to send readers to — points to a “waitlist” subdomain that Crescent itself no longer controls. It currently shows an unrelated security researcher’s placeholder page, not anything Crescent-branded. That’s a pretty strong sign the old sign-up flow was abandoned rather than just quiet for a while, so we’re not treating it as a working offer anymore.
Related Money Apps
Also worth a look: our Stash referral code for a $30 investing bonus, and our Chime promo code for a fee-free banking option.


What We’re Recommending Instead
If what you actually wanted was a money app with a real, working sign-up bonus, Current is a solid, currently-live alternative — mobile banking with no minimum balance, no monthly fee, and (at last check) a $75 bonus after a qualifying direct deposit using our code LUCYF625. It’s not a high-yield savings app in the same sense Crescent was, but it’s a real, active account you can open today with a bonus that actually pays out.
Frequently Asked Questions
Is the Crescent 100-point referral bonus still available?
Not that we could confirm as of July 2026. Crescent’s domain now points to a different, business-focused product with no referral program mentioned, and the original consumer sign-up link no longer works.
Did Crescent shut down completely?
Not entirely — the Crescent name lives on as “Crescent Cash,” a business banking product for companies. What’s gone, as far as we can tell, is the consumer savings app with the 6% APY and points referral program this page was originally about.
What should I use instead of Crescent?
For a mobile banking app with a working sign-up bonus, we’d point you to Current (code LUCYF625, $75 bonus at last check). It’s a different kind of product than Crescent’s old high-yield savings pitch, but it’s live and the bonus is real.
When was this checked?
July 2026. If Crescent relaunches a consumer product with a real referral program, we’ll update this page.
The Crescent App offer is history.
The record lives here.
The original details are preserved above — and the intro points to what still works today.
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