What Is the Stash App?
Stash is an investing and banking app built for people who find the stock market intimidating. You can open a brokerage account and start buying fractional shares of stocks and ETFs with $5 or less, so you don’t need a few hundred dollars sitting around just to get started.
At last check, Stash runs on a single paid tier — the Stash Plan, $12/month (or $108/year if you pay annually, about a 25% discount over paying monthly). That subscription bundles brokerage and retirement accounts, a Stock-Back® debit card that pays you in fractional shares instead of cash-back points (up to $120/year in rewards), a 3% match on retirement contributions (up to $225/year), and a $10,000 life insurance policy through Stash’s partner. Accounts with $1,000+ in a Smart Portfolio also carry a 0.25% annual advisory fee on top of the subscription.
In plain terms: Stash isn’t free, but it’s built to make the on-ramp to investing painless — small dollar amounts, automatic portfolios, and educational nudges along the way.
Related on Couponsuck
AAlinea Referral Code: A4HGD for a $50 Bonus (2026)Money & BankingKKalshi Referral Code | Trading Credit Bonus (2026)Money & BankingAffiliate link: we may earn a commission when you use our codes.
How to Claim the Stash Referral Bonus
Click through. Use our Stash referral link to start sign-up — the bonus tracking is built into the link, so there’s nothing to type at checkout.
Create your account and go through Stash’s identity verification (standard for any brokerage account).
Applied automatically through our link — no code needed.
Fund and invest at least $5. The bonus is tied to actually putting money to work, not just opening the account.
Wait for the bonus to post. Stash typically credits sign-up bonuses to your account within about a week of your funding requirement being met — check the offer terms shown at sign-up for the exact window, since promo mechanics can shift.
Related Money Apps
Looking for more ways to put small amounts of money to work? Check out our Wise referral code for cheaper money transfers, or our Chime promo code for a fee-free banking option.
View the current offer ↗
Offer Details
At last check via our own link, Stash’s live landing page was advertising “Invest $5, Earn $30” for new sign-ups. Stash also runs a separate friend-referral program inside the app once you’re a member, where both you and the friend you invite can earn a bonus for signing up and funding an account — Stash doesn’t publish a fixed, permanent dollar figure for that in-app program on its public marketing pages, and in-app promo terms can rotate, so treat any specific in-app number as a “check when you get there” detail rather than a guarantee. The straightforward, code-free way to lock in a bonus is the link above.
A couple of fine-print points worth knowing: Stash is a real brokerage account (through Stash Investments LLC), so opening one involves standard identity verification and comes with investing risk — the $30 bonus doesn’t change the fact that your $5 (and anything else you invest) is in the market, which can go down as well as up.
Frequently Asked Questions
Is there an actual Stash promo code to enter?
No — Stash’s sign-up bonus is tracked through the referral link itself, not a code you type in. Just start sign-up from our link and the bonus is already attached.
How much do I need to invest to get the bonus?
At last check, $5 was the funding threshold tied to the $30 bonus. Stash lets you buy fractional shares, so $5 is enough to actually put into an investment, not just sit in cash.
Is Stash free to use?
No. At last check Stash charged $12/month for its Stash Plan (or $108 billed annually), which bundles the brokerage account, Stock-Back card, and retirement match. Accounts with $1,000+ in a Smart Portfolio also pay a 0.25% annual advisory fee.
Is my $5 investment safe?
It’s invested in the market, so it can lose value like any brokerage investment — Stash isn’t a savings account. The bonus is a sign-up incentive, not a guarantee on your investment performance.
When was this offer last checked?
We confirmed the $30-for-$5 landing page offer directly through our own Stash link in July 2026. Investing-app promos move around often, so double-check the amount shown before you fund your account.
No code to type.
The link is the deal at Stash App.
$30 Referral Bonus — applied automatically through our Stash App link.
Claim the Stash App offer