What Is Kiavi?
Kiavi funds real estate investors rather than owner-occupant homebuyers. Their technology platform is built to move fast on business-purpose loans: fix-and-flip and bridge financing, new-construction/infill loans, and DSCR loans for buy-and-hold rental properties, with jumbo financing available up to $10 million. The company has originated more than $30 billion in loans across 49 states plus DC.
Kiavi operated for years as LendingHome before rebranding to Kiavi. If you’ve seen LendingHome mentioned elsewhere, it’s the same lender under its old name — see our LendingHome sign-up bonus post for that history.
Based on Kiavi’s current refer-a-friend terms, here’s how the bonus works on both sides:
Related on Couponsuck
AAlinea Referral Code: A4HGD for a $50 Bonus (2026)Money & BankingKKalshi Referral Code | Trading Credit Bonus (2026)Money & BankingAffiliate link: we may earn a commission when you use our codes.
Get a personalized referral link from a current Kiavi customer, or click through our link above.
Apply for a Kiavi loan as a new customer within 180 days of using the link — you’ll need to be borrowing through a legally established U.S. business entity for a business-purpose residential loan.
Applied automatically through our link — no code needed.
Close your first loan with Kiavi.
Your $350 bonus is paid by direct deposit within about 10 business days of closing.
On the referrer side, an active Kiavi customer with a loan closed in the past 18 months (and not enrolled in Kiavi’s Broker Program) can earn $500 per referral for their first 1-5 closed referrals, $750 each for the next 5-10, and $1,000 each beyond that — with no cap on total referrals or earnings.
Fine Print
The $350 new-customer bonus only pays out on your first closed loan with Kiavi, and only if you applied through a valid referral link within the 180-day window. As of July 2026, we were not able to load our own tracked Kiavi link directly (it returned a “not found” error), even though Kiavi’s referral program itself is confirmed live on their site — if our link doesn’t work for you, go to kiavi.com directly and look for their Refer-a-Friend program.
Looking for something outside real estate lending? See our Martie grocery discount code or our LendingHome sign-up bonus post for Kiavi’s earlier branding.
View the current offer ↗How the Kiavi Referral Bonus Works
Frequently Asked Questions
Is the Kiavi $350 sign-up bonus still active?
Yes — Kiavi’s own referral program page confirms new customers get $350 after closing their first loan through a referral link, as of our last check in July 2026.
Is Kiavi the same company as LendingHome?
Yes. Kiavi is LendingHome’s current name after a rebrand — same lender, same real estate investor focus, new name.
What kinds of loans does Kiavi offer?
Fix-and-flip, bridge, new-construction/infill, and DSCR rental loans for real estate investors, with jumbo financing available up to $10 million.
How much can I earn referring friends to Kiavi?
As an active Kiavi customer, $500 per closed referral for your first 1-5, $750 each for the next 5-10, and $1,000 each after that, with no limit on total referrals.
Do I need to be a full-time real estate investor to use Kiavi?
No. Kiavi lends to investors of all sizes for business-purpose loans, from a single fix-and-flip project to a larger rental portfolio, as long as you’re borrowing through a legally established U.S. business entity.
No code to type.
The link is the deal at Kiavi Loan.
$350 Loan Sign-Up Bonus — applied automatically through our Kiavi Loan link.
Claim the Kiavi Loan offer