What Is Franki?
If you searched for a Franki promo code, a Franki invite code or a Franki sign-up bonus, they’re all the same thing. Franki doesn’t publish a public promo code of its own, and new members get the bonus through a member’s referral code like YNMBB.
Franki is a free iPhone and Android app that pays you cash back for eating out at partner restaurants, cafés and bars in US cities. You tap to activate a restaurant’s offer before you go, pay with the credit card you’ve linked, and the cash back lands in your Franki wallet. From there you can withdraw it to your bank. The app also has short video reviews from local diners, and you can earn a little extra by posting your own.
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How to Use the Franki Referral Code YNMBB
Start from the invite link. Tap Check Current Offer at the top of this page. It opens Franki’s invite page for code YNMBB and sends you on to the App Store or Google Play.
Create your Franki account. It has to be a new account.
Code: YNMBB
Check that the code attached. Open your Franki wallet and look for “Who brought you to Franki?” If it’s empty, type YNMBB there. Franki’s help center says this has to happen within 7 days of signing up.
Link a Visa or Mastercard credit card. Franki doesn’t track American Express, Discover or debit cards automatically, and only one card can be linked at a time.
For the extra $10 (CA, TX and IL only), activate an offer before you eat. Pick a restaurant with an active cash-back offer, tap to activate it, then pay with your linked card. Franki can’t credit a meal after the fact if the offer wasn’t activated first.
Franki Referral Code: What We Verified
As of October 2026, Franki’s invite page for YNMBB loads as a live referral: “Use this link or code YNMBB for a $2 sign-up bonus.” We tried a made-up code on the same page and got “Oh dear, that link is broken,” so the page isn’t just echoing whatever is typed in. Franki’s help center lists the new-member rewards as “$2 when they sign up and $10 for making their first purchase,” with the $10 limited to California, Texas and Illinois.
Some older articles say referred members also get a higher cash-back rate for their first month. Franki’s own help center doesn’t mention one, so we haven’t counted it here. The help center also says referral rewards are “subject to our discretion” and only apply at businesses offering active cash back, so treat the amounts as current at last check. Offers can change without notice.
Who Can Use It, and the Fine Print
- New members over 18. Franki’s terms require you to be over 18 to earn cash back.
- The $10 needs a real cash-back purchase. It has to be at a business with an active cash-back offer, activated before you pay. Franki says referral rewards only apply at those businesses.
- Visa or Mastercard credit only. Apple Pay and Google Pay count if they use the same card you linked. If you pay by debit, some offers let you upload a receipt instead.
- Some offers need a receipt. The offer says so when you activate it. The receipt has to show the restaurant’s name and address, the date and time, the total, and your card type with its last four digits.
- No delivery apps. Uber Eats, DoorDash and anything paid through PayPal won’t track.
- Cash back takes a few days. Franki’s help center says 3 to 5 business days after the charge posts. Its terms say 5 to 10, and longer is possible.
More Restaurant App Deals
Looking at other ways to get money back on meals out? See the inKind referral code, the Resy promo code, or the Tabbed Out promo code.

What the Franki Bonus Is Worth on a Real Dinner
Take a $60 dinner with 9% sales tax and a 20% tip. Your card is charged $77.40. Franki’s terms leave tax and tip out of the cash back, so the rate applies to the $60.
Franki doesn’t publish a standard rate. Each offer shows its own percentage in the app, and recent reports put most offers at 5%, with some restaurants going up to 20%. At 5% that dinner earns $3. At 20% it earns $12. If it’s your first cash-back purchase in California, Texas or Illinois, add the $10 referral bonus and the $2 you got for signing up, and the 5% dinner is worth $15 back. Everywhere else the code is worth the $2.
Frequently Asked Questions
I already signed up. Can I still use the code?
Yes, if it’s been 7 days or less. Open your Franki wallet, find “Who brought you to Franki?” and enter YNMBB.
Can I withdraw the $2?
It goes into your Franki wallet with the rest of your cash back. You withdraw from the wallet to a bank account or debit card you connect. Franki’s help center doesn’t list a minimum withdrawal.
Does Franki cost anything?
No. The app is free on iPhone and Android, and you don’t pay anything to earn cash back.
Is Franki worth keeping after the bonus?
That depends on how many restaurants near you carry offers, and on whether you mind uploading receipts. We cover the card rules, which offers need a receipt, and what users report in our full Franki review on TopDown Reviews.
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