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Monarch Money Promo Code | 50% off your first year

Monarch Money (the app now brands itself simply Monarch, at monarch.com) is a popular all-in-one budgeting app. Sign up through our Monarch Money promo code link and you’ll get 50% off your first year of the annual Core plan — that beats the 30%-off “WELCOME” code Monarch advertises publicly on its own pricing page. It’s for new users only and redeems at web checkout (not inside the mobile app).

⏱ 7-Day Free Trial ✓ Beats Public Code ⚑ Web Checkout Only
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50% Off First Year

New users only, web checkout required.

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At last check · New users only

Monarch Money Promo Code: Getting 50% Off

Just sign up for a Monarch account through the link above and the 50%-off discount applies automatically on the annual Core plan at checkout — no code to type in. Monarch also runs a 7-day free trial (“your first week is on us”) before billing starts, so you can try it out before committing.

Once you’re a paying member, Monarch has its own refer-a-friend program that lets you send a personal invite link to friends; historically that’s paid out $15 per friend who signs up, though we haven’t been able to reconfirm that exact figure on Monarch’s current site, so treat it as a “last known” number rather than a guarantee.

Monarch Money is a personal finance app that’s picked up a lot of the users Mint left behind when Intuit shut it down. Here’s a quick breakdown of what it offers:

How to Redeem the Monarch Money Promo Code

01Step 1

Open our Monarch Money link from a desktop or mobile browser (not the app).

02Step 2

Create your account and choose the annual Core plan at checkout — the 50% discount applies automatically.

Monarch Money
50% Off First Year

Applied automatically through our link — no code needed.

03Step 3

Use your 7-day free trial to connect accounts and build your first budget before you’re billed.

04Step 4

Once you’re a member, find your own referral link in the app to invite friends and earn rewards.

  • All-in-one personal finance tool: connect all your financial accounts in one place — bank accounts, credit cards, investment accounts, even crypto holdings via Coinbase — for a complete picture of your finances.
  • Budgeting and goal setting: build a budget, set custom spending categories, and track progress toward specific financial goals.
  • Shared access: share your finances with a partner or financial advisor, useful for couples managing money together.

A few things to weigh before signing up: Monarch is paid software (there are free budgeting apps out there), and the discount above only applies to the annual Core plan through web checkout — it won’t apply if you sign up from inside the mobile app.

About Monarch Money

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7-Day Free Trial Beats Public Code Web Checkout Only
Monarch Money promo detailsView the current offer
monarch money promo code — 50% off your first year
About Monarch Money

What Is Monarch Money?

Frequently Asked Questions

How much do I get with the Monarch Money promo code link?

50% off your first year of the annual Core plan, for new users only, redeemed through web checkout — confirmed live on Monarch’s own referral page as of this writing.

Is this better than Monarch’s public WELCOME code?

Yes. Monarch’s own pricing page advertises 30% off with code WELCOME; our referral link gets you 50% off instead.

Does Monarch Money have a free trial?

Yes, your first week is free before your card is charged, so you can test the budgeting and account-syncing features first.

Did Monarch Money change its name?

The app now brands itself simply “Monarch” at monarch.com, though it’s still widely known as Monarch Money.

Can I use the promo code from the Monarch mobile app?

No — Monarch’s terms limit this offer to web checkout on the annual Core plan, so sign up from a browser rather than the app to get the discount.

No code to type.
The link is the deal at Monarch Money.

50% Off First Year — applied automatically through our Monarch Money link.

Claim the Monarch Money offer