Circle Pay Promo Code: Status Update (2026)
Circle Pay launched in the mid-2010s as a free way to send money between friends, working across currencies with no fee for the sender or receiver. New users who entered a Circle Pay promo code like U42PTG at signup got a $5 bonus, and you could earn more $5 bonuses by sharing your own code with friends. That’s all history now. Circle — the company — shifted its focus to USDC, the stablecoin it co-created, and wound the consumer payments app down years ago. Today Circle’s website talks about “the full-stack platform for the internet financial system,” serving banks and fintechs, not people splitting a dinner bill. We couldn’t find Circle Pay listed in the Apple App Store under that name either, which is our second confirmation that the program is gone, not just quiet.
We’re keeping this page up because people still search for “Circle Pay promo code,” and we’d rather explain honestly what happened than pretend the old $5 bonus still works.
If what you liked about Circle Pay was a free, no-fee way to manage and move your money, Chime is our current verified pick. It’s a mobile-first bank account (no monthly fees, no minimum balance) rather than a pure P2P app, but it covers the same core need — get paid, send money, avoid fees — and its signup bonus is a real $100 once you receive a qualifying direct deposit of $200+ within 45 days and activate your card within 14 days of that deposit. See our Chime App Promo Code page for the full terms.
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Other Send-Money Apps We Still Track
A couple of the original alternatives from this page are still around, so we’re leaving those links in place:
- Square Cash (Cash App): another free way to send money to friends — see our Square Cash reward code page.
- Coinbase: if you’d rather send value as Bitcoin instead of dollars, our Coinbase referral page has the current signup terms.
Use Chime Instead: $100 Bonus
Frequently Asked Questions
Does the Circle Pay promo code U42PTG still work?
No. Circle Pay is no longer a consumer app — Circle’s site now describes a completely different, enterprise-focused stablecoin business, and we can’t find the app listed anymore. We’re treating the program as discontinued as of July 2026.
What happened to Circle Pay?
Circle (the company) shifted its business toward USDC and stablecoin infrastructure for banks and financial institutions. The consumer send-money app was discontinued as part of that shift, well before this update.
Is Circle (the company) still around?
Yes — Circle is very much alive and is one of the larger players in the stablecoin world as the issuer behind USDC. It just isn’t a consumer P2P payments app anymore.
What’s a good Circle Pay alternative today?
Chime is our current verified pick, with a $100 signup bonus tied to a qualifying direct deposit. Square Cash and Coinbase, both linked above, are still working too.
The Circle Pay offer is history.
The record lives here.
The original details are preserved above — and the intro points to what still works today.
See the current alternative